California SR22 Insurance Experts
High-risk driver car insurance coverage with SR22 Insurance Proof Certificate.
SR22 Insurance Filing options:
High Risk Auto Insurance with DMV SR22 Insurance Proof Certificate
If you own a vehicle
(Owner’s SR22 Filing - Most Common)
Most driver’s own one or more vehicles in the State of California. An auto insurance policy with an owner’s SR22 insurance proof certificate endorsed onto it is typically referred to as SR22 Insurance.
This option provides coverage for vehicles that you own that are listed on the policy, and certain vehicles that you do not own, subject to policy limitations and exclusions.
If you don’t own a vehicle
(Non-Owner’s SR22 Filing - Highly Restrictive)
Much less common, a handful of driver’s don’t own a vehicle, but still wish to reinstate their driver’s license. An auto insurance policy with no vehicle listed on the policy is commonly referred to as a Non-Owners or Named Operator auto insurance policy.
Important: The Department of Motor Vehicles regulations require that an auto insurance policy with an SR22 Certificate cover all vehicles registered to the individual listed on the SR22 Insurance Proof Certificate.
Get it done fast. Get it done right. Get it done today with Mr. SR22.
Whether you have a DUI conviction, Reckless Driving, or a Suspended Driver’s License, we can help you get your life back on the road.
why mr. sr22?
You have a lot of options when it comes to filing your SR22 Insurance Proof Certificate.
Find what’s important to you:
Getting the best value for your money is always a good thing. Our customers let us know time and time again that they value the care we put into helping our insureds. If you feel that you might be interested in our services, please reach out and talk to one of our licensed SR22 specialists.
We’ve been doing this for decades.
Nothing beats experience. We have the expertise to handle various scenarios to help you get the coverage you need at an affordable rate. Our agents are 100% licensed by the California Department of Insurance. Combined, our agents have over 50 years of SR22 Insurance expertise.
We know what works.
No gimmics, just good old-fashioned hard working agents thoroughly shopping high-risk insurance carriers to find you the best coverage at the best price. Unlike some of our competitors, we understand there are no shortcuts when it comes to helping our customers to the best of our ability.
We care and take the time to do it right.
We’re in this industry for the long haul. We care about you and want to make sure that you’re properly taken care of.
sr22 insurance FAq
Below we answer some of the most common questions about sr22 insurance
Q: Can I get an SR22 without buying an auto insurance policy?
A: Simply put, an SR22 goes hand in hand with auto insurance. No SR22 Filing w/out the policy.
Q: What is the purpose of an SR22?
A: An SR22 Insurance Proof Certificate confirms to the DMV that you carry at least the state minimum required limits of liability. More than just your standard auto insurance proof, this filing ensures the DMV that if your auto insurance policy cancels for any reason, the insurance carrier will promptly send a cancellation of the SR22 Certificate to the DMV, resulting in a suspension of your license.
Q: How much does SR22 Insurance cost?
A: Just like a standard auto insurance policy, there are many factors that go into determining a rate. From vehicle make and model, driving record, and where you reside. The insurance carriers who offer these policies for high-risk drivers file their rates with the California Department of Insurance and they can not offer these policies until they are approved by them. There is no one-size-fits-all for auto insurance and the corresponding premiums charged by the carriers.
Q: Am I required to insure all of my vehicles on a policy with an SR22 Insurance Proof Certificate?
A: Yes, the California Department of Motor Vehicles regulations mandate that the auto insurance policy issued to you with an SR22 must cover all vehicles that you own.
Q: Can I get a Non-Owners SR22 Insurance Policy if I own a vehicle?
A: No, the California Department of Motor Vehicles regulations mandate that you must get an Owner’s SR22 Insurance policy and insure all vehicles that you own under the policy that issues SR22 Insurance Proof Certificate.
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